Do you want to buy a simple, decent, affordable home?
Are you interested in helping to build your own home?
Habitat for Humanity of South Fulton is looking for qualified, low-income families who are in need of decent, affordable homes. To apply, you must attend an application.  Applications will be given out at the orientation only.  Please call (404) 761-4200 or email [ email ] for more information.

Family Selection Criteria:

Need:
Currently living in housing which is overcrowded or in bad condition.
Currently paying more than 30% of income for housing and unable to find an affordable alternative.
Unable to purchase a house with a bank loan.

Ability to Pay:
Stable income. (Criteria for income depends on family size.)
Recent history of accepting responsibility for debt

Residency:
Applicants must be citizen of U.S. or legal residents

Willingness to Partner:
Be honest and cooperative with Habitat for Humanity of South Fulton.
Fulfill a minimum of 300 "sweat equity" hours
Attend homebuyer education classes
Promptly pay house payments
Maintain and repair the house after moving in.

Family Requirements:

Sweat Equity:
Sweat equity is an exciting learning experience in which you work with your family, neighbors and friends to build other peoples' homes as well as your own. Working alongside volunteers and future neighbors to build your home and community is one of the most unique and rewarding aspects of Habitat for Humanity.
Every family is required to perform a minimum of 300 hours of volunteer work known as "sweat equity" within the Habitat organization before moving into their home.

Ways to earn sweat equity hours:
Construction on your own house and on other HFH of South Fulton houses.
Office work
Attending Workshops approved by  HFHSF
Public Appearances promoting HFHSF
Community Involvement

Who can contribute to "sweat equity" hours?
All Immediate family members over 16 years of age.
Extended family and friends and may contribute hours during the building of your house.
The Home Loan:
Houses are purchased with a loan from HFH of South Fulton. Mortgage is for 20 to 30 years with 0% interest.
A down payment of around $750 is required.
House payments  depend on house size and cost of land and materials. Amount includes principal payment, taxes & insurance

Next Orientations:
For the next Applicant Orientation, please check our calendar or call 404-761-4200.